Own Your Credit 
for as low as $9.95 per month!
Instantly increase your credit score with a subscription for ongoing monthly reporting.
We can also report up to two years of rental payment history starting at $100 per 12 months.

Get Started
How It Works
We make it beneficial for you and your renters to use our services. Here's how your renters get started:
Step #1: Enroll
We require some basic information regarding your: rental/leasing agreement, yourself, and RTO management company.
Step #2: Verify
We contact your RTO management company to verify your lease agreement and rental payment history. We work with your management company to integrate our software to streamline the monthly verification of your rental payments.
Step #3: Report
After the verification process is complete, we report your rent payment history to TransUnion and Equifax credit bureaus. We continue the verification process each month and update your credit report for on-time rental payments.
Step #4: Rewards
You get to enjoy the benefits of improving your credit that can open doors and change lives.

BENEFITS

We believe good renters deserve good credit and we developed a solution that benefits both you and your renters.

Your customers who rent often times do not have the ability to increase their credit score. This prevents them from increasing their score to be able to gain access to loans and credit lines and as a result, hinders their financial progress.

GOOD CREDIT ALLOWS YOUR RENTERS TO:
We accept renters of our RTO Partners to benefit from our credit reporting services.
Are you a renter whose rental company is not a current RTO Partner?
Contact us today to find out if you can be approved for our services.
Renter
Frequently Asked Questions 
  • Why should I use RTO Reporters?

    If you do not have access to credit or have limited credit history, RTO Reporters can begin building your credit or boost your existing credit.

  • How much can my score increase using RTO Reporters?

    We have seen customer scores increase more than 40 points using our service. 

  • Why do I need to get started?

    Just contact your current rental company and ask about RTO Reporters! If you have already rented a building and made your rental payments in a timley manner, contact us directly and ask us about our back-reporting service.

  • How far back can you report a timely rental payment?

    We can report past payments for up to two years.

  • What credit bureaus do you report to?

    We report to major credit bureaus including TransUnion and Equifax. 

 RTO Partners
Frequently Asked Questions 
  • Why should you partner with RTO Reporters?

    We provide you with a way to help your renters increase their credit score with their timely and consistent rent payments. Many of your renters want a better credit score but may lack credit/trade lines to be reported on their credit report.

  • How does it work?

    Simply contact us today and apply to be an RTO Partner. Once you are approved, we walk you through the simple steps from reporting renter information to us as well as marketing our services to your customers. We will work with you on integrating our software with yours to make the process of submitting monthly rental payment verification to us seamless and stress-free. We also build the service fee into your renter's monthly payment so your renter doesn't have to worry about paying another monthly bill. You will be responsible for collecting and remitting our service charge built into the new payment.

  • How will this service benefit me?

    Because your renters will benefit from paying their rent on time and in full, this service can help boost motivation to make their rental payments, thus the quality of your renters increases. We have also seen our services can help attract more potential renters knowing that they can benefit from the reportable trade line.

  • How will this service benefit my renters?

    Because renters may not have access to credit/trade lines, their rental history and good rental payments are not reported to credit bureaus. As a result, this often times hinders their credit score and prevents them from moving forward financially. This service is easiliy added to their monthly rent payment at a low price to benefit their credit score for their on-time payments. 

  • What are my obligations as a partner?

    We make the process streamline and simple for our RTO Partners. We work with you to easily collect the information we need for inital set up and on an ongoing monthly basis. You will be responsible for sending us information we need to verify on a monthly basis and collecting and remitting our service fee.

Contact Us 

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